by Ben Huh » Wed Jun 12, 2013 5:31 am
The only plans that my firm offers that run $30 do not have deductibles and are not even medically underwritten, meaning you can't be medically rejected for them. They cover prescription drugs, annual wellness checks and a handful of doctor visits a year. All in not bad if you are tight on money and healthy, not seeing the doctor that often. They under no circumstances cover any hospitalization costs, so you do run the risk of getting seriously injured and having to fit the bill, which as it stands now is a risk you as an individual can decide to take on your own. After the ACA kicks in, the government makes that decision for you. The Ohio numbers are misleading, as I realistically do not see anyone getting $30 insurance with a ridiculous $25,000 deductible. You may as well not have insurance at that point, but at the same time there will be a price shock for a minority of Americans, and IMO it's a group of Americans that did not expect it to hit them. Let's see how many young millennials are fans of the ACA when they find out they have to purchase $180 insurance plans and because they are single and make a little too much income they get no subsidies.
Last edited by
Ben Huh on Wed Jun 12, 2013 1:58 pm, edited 1 time in total.
..."if the only thing keeping a person decent is the expectation of a divine reward, then brother, that person is a piece of shit."