I'll ignore the laughing things and whatever. I try to have a conversation or talk about things, but the only response I get is that? You guys make me not even want to try and discus anything and look at other viewpoints or try and think about things differently because the first time I mention something that doesn't fit your little retard ideology it's just ridicule. You guys are asshole f**k really. I guess I'll just go back and start bringing anarchism and stuff in every thread instead.
As for the above comment. It doesn't really punish, because in the end the banks still made money by ignoring or dancing around the regulations. It wasn't really effective. Nobody is in jail, or anything. What's a few billion to companies that have trillions in assets? It's just a silly game and showmanship in regard to the financial sector. Nothing is really prevented. It's just what you can lie about and get away with. Sometimes you pay a fine, most times you don't.